We're about to
enter the peak of the hurricane season. Any day now, you're going to turn on
the TV and see a weather person pointing to some radar blob out in the Atlantic Ocean and making two basic meteorological points.
(1) There is no
need to panic.
(2) We could all be
killed.
Yes, hurricane
season is an exciting time to be in Florida.
If you're new to the area, you're probably wondering what you need to do to
prepare for the possibility that we'll get hit by "the big one." Based
on our insurance industry experiences, we recommend that you follow this simple
three-step hurricane preparedness plan:
STEP 1: Buy enough
food and bottled water to last your family for at least three days.
STEP 2: Put these
supplies into your car.
STEP 3: Drive to Nebraska and remain
there until Halloween.
Unfortunately,
statistics show that most people will not follow this sensible plan. Most
people will foolishly stay here in Florida.
We'll start with
one of the most important hurricane preparedness items:
Unfortunately, statistics show that most people will
not follow this sensible plan. Most people will foolishly stay here in Florida.
We'll start with
one of the most important hurricane preparedness items:
HOMEOWNERS'
INSURANCE: If you own a home, you must have hurricane insurance. Fortunately,
this insurance is cheap and easy to get, as long as your home meets two basic
requirements:
(1) It is
reasonably well-built, and (2) It is located in Wisconsin. Unfortunately, if your home is
located in Florida, or any other area that might actually be hit by a
hurricane, most insurance companies would prefer not to sell you hurricane
insurance, because then they might be required to pay YOU money, and that is
certainly not why they got into the insurance business in the first place. So
you'll have to scrounge around for an insurance company, which will charge you
an annual premium roughly equal to the replacement value of your house. At any
moment, this company can drop you like used dental floss.
SHUTTERS: Your
house should have hurricane shutters on all the windows, all the doors, There
are several types of shutters, with advantages and disadvantages:
Plywood shutters:
The advantage is that, because you make them yourself, they're cheap.
Sheet-metal
shutters: The advantage is that these work well, once you get them all up. The
disadvantage is that once you get them all up, your hands will be useless
bleeding stumps, and it will be December.
Roll-down shutters:
The advantages are that they're very easy to use, and will definitely protect
your house. The disadvantage is that you will have to sell your house to pay
for them.
Hurricane-proof windows: These are the newest wrinkle
in hurricane protection: They look like ordinary windows, but they can
withstand hurricane winds! You can be sure of this, because the salesman says
so. He lives in Nebraska.
Hurricane Proofing
your property: As the hurricane approaches, check your yard for movable objects
like barbecue grills, planters, patio furniture, visiting relatives, etc... You
should, as a precaution, throw these items into your swimming pool (if you
don't have a swimming pool, you should have one built immediately). Otherwise,
the hurricane winds will turn these objects into deadly missiles.
EVACUATION ROUTE:
If you live in a
low-lying area, you should have an evacuation route planned out. (To determine
whether you live in a low-lying area, look at your driver's license; if it says
"Florida,"
you live in a low-lying area).
The purpose of
having an evacuation route is to avoid being trapped in your home when a major
storm hits. Instead, you will be trapped in a gigantic traffic jam several
miles from your home, along with two hundred thousand other evacuees. So, as a
bonus, you will not be lonely.
HURRICANE SUPPLIES:
If you don't
evacuate, you will need a mess of supplies. Do not buy them now! Florida tradition
requires that you wait until the last possible minute, then go to the
supermarket and get into vicious fights with strangers over who gets the last
can of SPAM. In addition to food and water, you will need the following supplies
23 flashlights. At least $167 worth of batteries that
turn out, when the power goes off, to be the wrong size for the flashlights.
Bleach. (No, I
don't know what the bleach is for. NOBODY knows what the bleach is for, but
it's traditional, so GET some!)
A big knife that
you can strap to your leg. (This will be useless in a hurricane, but it looks
cool.)
A large quantity of
raw chicken, to placate the alligators. (Ask anybody who went through
Andrew,katrina,jeanne,charlie,frances;
after the hurricane, there WILL be irate alligators.)
$35,000 in cash or
diamonds so that, after the hurricane passes, you can buy a generator from a
man with no discernible teeth.
Of course these are
just basic precautions. As the hurricane draws near, it is vitally important that
you keep abreast of the situation by turning on your television and watching TV
reporters in rain slickers stand right next to the gulf or ocean and tell you
over and over how vitally important it is for everybody to stay away from the
gulf or ocean.
Good luck, and
remember: It's great living in Paradise!